New Construction

New Haven lends on the current market value versus original lower purchase price, provided the borrower has 10% “skin in-game” of own (non-borrowed) funds and/or gifted funds.  Therefore 90% on the original purchase and/or up to 80% on today’s value.

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In major urban centers, New Haven will often lend up to 80% of the Loan to Value on first, second, or third mortgages

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In rural areas, New Haven will often lend up to 70% of the Loan to Value on first, second, or third mortgages. (Some Exceptions Apply).

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No formal credit or income requirements required.