Our Mortgage Rates And Lending Matrix

How We Work

New Haven Mortgage Corporation delivers on our promise to provide first and second mortgage rates Toronto, Ontario that work best for your client when determining the LTV. Whether it be in urban or rural areas in Ontario, we work with brokers to help your client achieve their definition of financial success.

As a mortgage lending company, New Haven has the distinct pleasure of helping clients obtain their first home, assist with refinancing, and more. Our brokers are the communication point during this process, and we strive to obtain a win-win-win situation for all parties.

Our Lending Matrix

With our lending matrix, what you see is what you get. Our BDMs are knowledgeable and will walk you through our niche product provided across Ontario. They will answer any questions you have so you can confidently explain to your borrower how our process works. Need creative, tailor-made approval terms for your borrower? We can mix and match our rates and fees, offer terms from 6 months up to 1 year or match the 1st mortgage maturity date. The options are endless! Look no further than New Haven for your equity-based lending needs.

In Ontario, many lending companies will say that they are “true equity lenders.” However, they will still ask for beacon scores or income documents to determine a borrower’s interest rate on a mortgage (whether it be first or second). That is not true equity lending. With us, we never judge your borrower based on those criteria.

Rely on our transparent lending matrix. We don’t deal with “froms” or “approximates” and are upfront with our rates from the very start.

Ask us about our creative tailor-made approval terms for your borrower to best remedy their situation and mortgage needs.

More Information

  • A 1% premium will be applied (without exception) for the following:
    1. Mortgage arrears
    2. Rural properties (population under 10,000)
    3. Land and small commercial or industrial properties
  • Pricing is based on single-family residential properties in urban centres
  • For any other property types, call for details (ie. rental multiplexes, hobby farm, leased land, construction, former grow-op, etc.)

Minimum Loan: $25,000

Maximum Loan: Our maximum is $1,000,000 for 1st mortgages.

Priority: 1st and 3rd mortgages (for 3rd mortgages, contact us for details)

Term: 6 months, 1 year

Minimum Fee: $1,000.00

Application Fee: $595.00 + disb

*Pricing and program are subject to change at any time without prior written notice* 

*Due to rising interest rates within the industry, we have temporarily paused our second mortgage program until further notice. Thank you for your understanding* 


Brokerage License No.: 10588
Administrator’s License No.: 11284