New Haven Mortgage considers a residential property to be one of the following: single-family home, townhome, detached, or semi-detached home. As a TRUE equity lender, the approval is heavily weighed on the overall marketability of the real estate. Such things as location, condition, property type & loan to value (LTV) are major factors to consider when reviewing a file for approval.

There are several other factors that are taken into consideration when reviewing the property:

  • Vicinity to train tracks
  • Solar panels
  • Vicinity to windmills
  • The surrounding area (commercial or industrial?)

Note: The above items would have a negative impact on the overall marketability of the property. It may cause a scale back on the overall LTV approval.


New Haven may approve up to 80% LTV for 1st, 2nd, and 3rd mortgages for an owner-occupied single-family home, and up to 75% LTV for a rental.

To inquire about a refinance, it is as easy as these 4 questions:

  • Where is the property located?
  • How much is it worth?
  • What is owing against it and with which lender(s)?
  • What do you need?

To inquire about a purchase, please provide the following:

  • Where is the property located?
  • What is the purchase price?
  • How much is the down payment?

*Other information will be required for final approvals such as rental acknowledgment(s) and assignment of rents*


To inquire about a single-family home, please contact us today!